ABOUT SWIFT ANNULMENTS

With over 10 years of expertise and 1,000’s of very happy customers each year, we pride ourselves on being the fastest and lowest cost, professional solution to Bankruptcy Annulments. We have built our reputation on years of 1st class service and carefully attending to each clients individual needs.

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What is a Bailiff?

What Is A Bailiff?

Bailiffs are individuals with special legal powers that seek to reclaim debts by arriving at a debtor’s home or place of business and asking for payment. Should the debtor fail to make the necessary payments, bailiffs can repossess belongings and sell them at auction. Bailiffs can either be court officials or work for a private bailiff firm and are often referred to as ‘enforcement agents’. However, they are not employees of the creditor but act as their agent. Bailiffs can be appointed following an unpaid CCJ, but they can also enforce many other types of debt, such as parking penalties, council tax, child maintenance, criminal fines or tax arrears owed to HMRC.

Are bailiffs and debt collectors the same?

Are bailiffs and debt collectors the same??

While the two terms are often used interchangeably, bailiffs and debt collectors are two separate entities and differ in the legal powers they possess. Bailiffs are legally appointed and have special legal powers as they represent the courts, whereas debt collection agencies will either have been passed the debt from the original creditor, or will have purchased it from him.

It is illegal for debt collectors to imply that they are bailiffs, as they have no more legal power of recovery than the original creditor and cannot seize assets like a bailiff can. A debt collector can only seek to recover the amount owed by contacting a debtor and requesting payment and must give notice if they intend to visit the debtors home or place of business.

Your rights against bailiffs

What Is A Bailiff?

Bailiffs are individuals with special legal powers that seek to reclaim debts by arriving at a debtor’s home or place of business and asking for payment. Should the debtor fail to make the necessary payments, bailiffs can repossess belongings and sell them at auction. Bailiffs can either be court officials or work for a private bailiff firm and are often referred to as ‘enforcement agents’. However, they are not employees of the creditor but act as their agent. Bailiffs can be appointed following an unpaid CCJ, but they can also enforce many other types of debt, such as parking penalties, council tax, child maintenance, criminal fines or tax arrears owed to HMRC.

What can they take?

What Is A Bailiff?

Bailiffs are individuals with special legal powers that seek to reclaim debts by arriving at a debtor’s home or place of business and asking for payment. Should the debtor fail to make the necessary payments, bailiffs can repossess belongings and sell them at auction. Bailiffs can either be court officials or work for a private bailiff firm and are often referred to as ‘enforcement agents’. However, they are not employees of the creditor but act as their agent. Bailiffs can be appointed following an unpaid CCJ, but they can also enforce many other types of debt, such as parking penalties, council tax, child maintenance, criminal fines or tax arrears owed to HMRC.

We Offer A Fast, Easy and Simple Bankruptcy Annulment

Our fully qualified legal team have put our Bankruptcy solutions through a stringent process to ensure that you find both solutions to be very easy and straight for anyone to use. Leaving you with peace of mind that your financial records will be resolved to the best possible situation.

  • Easy Annulment

    We provide a fast efficient way for you to challenge your bankruptcy.

  • A Trusted Service

    We have developed a reputation for providing our clients with the best, most current strategies to resolve their Annulments

  • Free Estimate

    We are happy to provide a full written, no-obligation quote in order that you will know upfront the exact cost of our services with no hidden fees.

  • Full Consultancy Service

    Our design consultants are here to help you choose the most suitable doors and windows to match your budget, taste and style!

  • Guaranteed Services

    All our Bankruptcy and Annulment services come with a full financial warranty. We have a proven track record in the Bankruptcy industry.

  • Competitive Rates

    Our customers regularly enjoy up to 50% lower prices on Annulments when compared to competitors. Call today and see how we can help.

Two Simple Solutions

As experts in the Bankruptcy arena, we offer 2 Simple options to challenge or annul your bankruptcy online.

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BAILIFFS

Stop Bailiffs before a visit
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ANNULMENTS

REVERSE YOUR ANNULMENT

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JUDGEMENTS

REMOVE THESE FROM RECORD

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DEBTS

CANCEL YOUR DEBTS TODAY

With over 10 years of expertise and 1,000’s of very happy customers each year, we pride ourselves on being the fastest and lowest cost, professional solution to Bankruptcy Annulments. We have built our reputation on years of 1st class service and carefully attending to each clients individual needs.